About Finncred

Focused. Reliable. Growth-Driven.

Finncred is a technology-enabled Supply Chain Finance company focused exclusively on providing structured working capital solutions to manufacturers, distributors, traders, and vendors. We help businesses unlock liquidity tied up in invoices and maintain smooth cash flow cycles.

By bridging the financial gap between buyers and suppliers, Finncred enables timely payments, optimized credit management, and uninterrupted business operations. Our digitally driven processes ensure faster approvals, transparent structures, and efficient fund disbursement.

At Finncred, our mission is simple —
To strengthen supply chains through fast, transparent, and reliable financial solutions.

Why Choose Finncred?

Fast Disbursement

Time is critical in supply chains. Our streamlined approval process ensures quick evaluation and timely fund disbursement, helping businesses avoid operational disruptions and maintain smooth cash flow cycles.

Structured & Transparent

We operate with complete clarity. Our pricing is straightforward, agreements are professionally structured, and there are no hidden charges — enabling businesses to plan finances with confidence.

Technology-Driven Process

Our digitally enabled platform simplifies documentation, reduces turnaround time, and ensures efficient processing — delivering a seamless funding experience.

Strong Risk Assessment

We use data-backed evaluation models and structured credit frameworks to ensure responsible financing, secure transactions, and long-term sustainability across the supply chain.

Customized Financing Solutions

Every supply chain operates differently. We tailor financing structures based on transaction cycles, buyer profiles, and industry needs to provide flexible and effective working capital solutions.

Strengthening Buyer–Supplier Relationships

Our solutions create a balanced ecosystem where suppliers receive timely payments while buyers maintain structured credit terms — fostering stronger and more stable business partnerships.

Who We Serve

Working Capital

Manufacturers

Working Capital

Distributors

Working Capital

Traders

Working Capital

Large Corporate Vendors

Working Capital

Growing Supply Chain Networks

If your business runs on supply cycles, Finncred supports your cash cycles

How It Works

Submit Invoice / Purchase Order

Share approved invoices or confirmed purchase orders through our streamlined process for evaluation.

1
Quick Evaluation & Approval

Our structured credit assessment and digital verification ensure fast review and timely approval.

2
Funds Disbursed

Upon approval, funds are disbursed quickly to support your immediate working capital requirements.

3

Payment Collected from Buyer on Due Date

On the agreed due date, payment is collected from the buyer as per the structured terms, completing the cycle smoothly.


4

Key Benefits of Supply Chain Finance for Your Business

Optimized Cash Flow Management
  • ensures a continuous inflow of working capital by accelerating receivables and deferring payables.
  •  Helps businesses maintain a healthy cash conversion cycle, reducing reliance on costly short-term borrowing.
  • Enables businesses to pay suppliers on time without straining their finances.
  • Reduces the risk of supply chain disruptions caused by delayed payments, ensuring smooth operations.
  • Enhances trust and collaboration between buyers and suppliers by providing early payment options.
  • Suppliers benefit from improved cash flow, leading to better pricing, discounts, and long-term partnerships.
  • Allows MSMEs to expand into new markets, invest in growth opportunities, and remain agile in a volatile economic landscape.
  • Strengthens financial positioning by reducing debt exposure and enhancing the balance sheet.
  • Allows MSMEs to expand into new markets, invest in growth opportunities, and remain agile in a volatile economic landscape.
  • Strengthens financial positioning by reducing debt exposure and enhancing the balance sheet.

Our Partners

At Finncred, our Lenders are more than partners—they’re vital to our journey. Together, we’re fostering a culture of passion, innovation, and success, enjoying every step along the way.