About Us

At Finncred, we deliver focused and innovative Supply Chain Finance solutions designed to strengthen business ecosystems across industries. Our approach centers on optimizing working capital and improving cash flow efficiency within supply chains.

Through structured Supply Chain Finance (SCF) solutions, we streamline invoice discounting, vendor financing, and payables management to ensure seamless liquidity across the value chain. By leveraging technology-driven processes and data-backed risk assessment, we enable faster approvals, transparent structures, and reliable fund Disursement.

With a commitment to speed, transparency, and operational efficiency, Finncred aims to build stronger, more resilient supply chains in an evolving business landscape.

Meet the Founders

Founder 1

Vaibhav Kumar Pandey

Co-Founder

An IIM-Ahmedabad alumnus, Vaibhav has 10+ years of experience in setting up large-scale operations from scratch, driving operational efficiencies, and building and leading large teams.

At Finncred, Vaibhav is responsible for making strategic alliances, fundraising and technology development. He has successfully designed and led the technology team to develop various enterprise level solutions. These technology applications are being used by more than 5000 users across the company and vendor locations.

Founder 2

Raghavendra Pratap Singh

Co-Founder

An IIM-Calcutta alumnus and ex-merchant mariner, Raghavendra brings over 10 years of global experience across product development, e-commerce, operations, digital marketing, and client servicing.

At Finncred, he is part of the founding team and leads Product Development and Marketing, driving innovation and strengthening the company’s supply chain finance platform. He also plays a key role in shaping and executing Finncred’s growth strategy.

Prior to Finncred, he has worked with British Petroleum, Genpact, and Aptara. Outside of work, he is a sports enthusiast and keenly follows current affairs.

Founder 2

Vikram Gupta

Co-Founder

A qualified Chartered Accountant with over 20 years of experience in banking and financial services, Vikram Gupta brings strong expertise in SME and Supply Chain Finance. He has led SME operations across North India and managed teams of Relationship Managers and Credit Analysts, driving disciplined underwriting and portfolio growth.

At Finncred, he focuses on driving business expansion, strengthening credit frameworks, and scaling the company’s supply chain finance presence. Prior to this, he has worked with Barclays, DBS Bank, and Finagg Technology, managing SME and supply chain finance portfolios.

Join The Team

"Become part of a passionate team that makes every day at work exciting."